Employer Conscious, Member Focused Health Plans

Learn how our plans can help you

How We’re Different

$0 Advanced Primary Care
Virtually, at home, or in person

$0 Specialty Care

$0 for over 500 Preventable Meds

$0 Women’s Health Services & Imaging
Including OBGYN & mammograms

Curated, High Performance Networks
Deductible Waivers
Even for acute care & surgeries

Local & National Networks
39North has you covered wherever you go

$0 Advanced Primary Care
Virtually, at home, or in person

$0 Specialty Care

$0 for over 500 Preventable Meds

$0 Women’s Health Services & Imaging
Including OBGYN & mammograms

Curated, High Performance Networks

Deductible Waivers
Even for acute care & surgeries

Local & National Networks
39North has you covered wherever you go

Other
Carriers

$0 Advanced Primary Care
Virtually, at home, or in person

$0 Specialty Care

$0 for over 500 Preventable Meds

$0 Women’s Health Services & Imaging
Including OBGYN & mammograms

Curated, High Performance Networks

Deductible Waivers
Even for acute care & surgeries

Local & National Networks

*$0 services available at select locations

How Do We Do It?

Using advanced algorithms on quality and price, we partner directly with only the best doctors and hospitals. Then, we remove the middleman cost layers so your teams pay $0 in most cases.

Don’t worry, you can still keep your doctor – or call us first to find free services!

Save Member Out Of Pocket with our PPO Plus Plans

Network for Seeing Doctors

PCP Copay

Specialty Copay

Deductible (Ind/Fam)

Out of Pocket Max (Bronze/Gold)

Deductible Waivers

Best-in-Class, Curated Providers

Unlimited Direct Primary Care

Quality Vetted Providers*

39North Local with Nice Healthcare

$0

PCP Copay

$0

Specialty Copay

$0

Deductible (Ind/Fam)

$0

Out of Pocket Max (Bronze/Gold)

Deductible Waivers

Best-in-Class, Curated Providers

Unlimited Direct Primary Care

Quality Vetted Providers*

National PPO

$35

PCP Copay

$75

Specialty Copay

$1,000/$2,000

Deductible (Ind/Fam)

$2,000/$4,000

Out of Pocket Max (Bronze/Gold)

Deductible Waivers

Best-in-Class, Curated Providers

Unlimited Direct Primary Care

Quality Vetted Providers*

Out-of-Network

$50

PCP Copay

$125

Specialty Copay

$2,000/$4,000

Deductible (Ind/Fam)

Unlimited

Out of Pocket Max (Bronze/Gold)

Deductible Waivers

Best-in-Class, Curated Providers

Unlimited Direct Primary Care

Quality Vetted Providers*

Our Value

At 39North, we are dedicated to changing the way Coloradans experience and pay for healthcare. Our goal is to make healthcare affordable, accessible and hassle free for our members.

We pride ourselves on removing all barriers to receiving great care, especially expensive out of pocket costs. We hope. Whether you are a patient, business owner, or benefits consultant, 39North is here to offer a community driven alternative to your healthcare needs.

Who We Serve

At 39North, we’re all about serving the heart of our community – that means you, our patients, the businesses we partner with, and the brokers who connect us all.

Patients & Members

You are not just a number to us. You are a vital part of our 39North family. Talk to your HR team about making the change to $0 care today.

Businesses, Small & Large 

Providing a great health plan for your team should not break the bank. We help you keep your workforce healthy, happy and productive.

Benefits Advisors 

It’s time for a change. Status quo health plans are not working for your clients or their people. Period.